UPSC Prelims 2024 – Pradhan Mantri Shram Yogi Maan-dhan Yojana

✅ Correct Answer: (b) 2 and 3 only

Explanation:

• Statement 1 – Incorrect: Eligible workers are in the 18–40 years age group with monthly income of ₹15,000 or less.
• Statement 2 – Correct: Beneficiaries make age-specific monthly contributions ranging from ₹55 to ₹200, with an equal matching contribution by the Central Government.
• Statement 3 – Correct: The scheme guarantees a minimum pension of ₹3,000 per month after attaining the age of 60 years.
• Statement 4 – Incorrect: Family pension applies only to the spouse, who receives 50% of the pension. It does not apply to unmarried daughters.